Terms & Conditions (T&C)

The purpose of the present terms & conditions (T&C) is to establish the rules of use of the website accessible via the URL https://open.cnp.fr (the Site) and are applicable regardless of the mode of consultation (computer, tablet, smartphone or any other terminal and device).

1. Acceptance of the T&C

Any consultation of the Site and/or any use of the various functionalities offered by the Site imply the unreserved acceptance of these T&C and the respect of the legal and regulatory requirements in place.

The T&C are therefore enforceable against any user of the Site, whether he or she is a simple visitor to the Site or uses the features available on the Site. The user has the possibility to consult them at any time, to download them, to print them and to keep a copy.

If you do not wish to accept these T&C, we ask you not to continue your navigation on the Site.

2. Disclaimer

The information provided on this Site is of a general nature and is not intended to meet the particular expectations and specific circumstances that may affect the user. The content of the Site is presented for information purposes only.

Nothing on this Site should be considered as a solicitation by OPEN CNP to sell, buy or otherwise deal in any way. OPEN CNP does not claim to be a substitute for the user's personal assessment of the various information, products and services presented, nor does it provide advice in any area. OPEN CNP invites users to seek the advice of an authorized expert before making any decision based on information posted on the Site.

In any event, the use of the information published on the Site, its exploitation, interpretation and/or publication on other media remain the sole responsibility of the user.

3. Quality of Information

OPEN CNP intends to keep the information on the Site up to date at the time of inclusion and therefore reserves the right to modify the content of the Site at any time without notice. Nevertheless, given the amount of information posted on the Site, OPEN CNP cannot guarantee the completeness, accuracy, truthfulness, quality, updating and relevance of the information on the Site, nor the absence of modification of its content by an unauthorized third party.

OPEN CNP nevertheless retains the right to correct inaccuracies, errors or omissions on the Site, on its own initiative or after being notified by users. To this end, any user wishing to report incorrect information may contact OPEN CNP at the following email address: .

4. Availability of the Site

OPEN CNP reserves the right to modify or interrupt temporarily or permanently all or part of the Site, without prior notice, for maintenance or other purposes, which the User expressly accepts.

OPEN CNP shall not be liable in the event of suspension or interruption of the operation of the Site, unavailability, inability to access or poor conditions of use of the Site attributable to a terminal (computer, tablet, smartphone or other devices) not adapted to the user, to internal malfunctions of the user's Internet service provider, to congestion of the Internet network, or for any other reasons outside OPEN CNP.

5. Security

OPEN CNP implements state-of-the-art technical, physical and procedural protocols to preserve the confidentiality and integrity of the User's data during its collection, processing and storage. Nevertheless, it cannot guarantee this confidentiality and integrity in an absolute manner in the context of services exposed on the Internet.

For his part, the user undertakes to take all appropriate measures to protect his own data and terminal from any intrusion or contamination by any virus. The user is forbidden to access or remain fraudulently in the Site, to hinder or alter the functioning of the latter, in particular by introducing Trojan horses, logic bombs, computer worms or any other virus or malicious program or likely to cause any damage to the Site.

6. Intellectual property

The Website and its components (articles, images, documents, information and computer graphics, trademarks, videos, sound clips, slogans, data, metadata, logos, tables, graphics, texts, computer programs, graphic charter, drawings, design, tree structure, organization of sections, look and feel, general ergonomics, etc.) are the exclusive property of OPEN CNP and/or, where applicable, CNP Assurances, its partners and other third-party rights holders. The Website and its components are subject to legal protection under various titles such as copyright and related rights, trademarks, designs and models, rights of producers of databases.

The user must not modify or delete any mention of identification concerning copyright or other property rights. The User shall not reproduce, copy, use or register any trademark, domain name or other distinctive sign belonging to OPEN CNP or its group, whether identical or similar.

OPEN CNP grants the user a non-exclusive, strictly personal and non-transferable license to use the Site and the information it contains for its own use in accordance with these TOU. In particular, the user is authorized to download or print any documents or other information published on the Site. The information used must be for personal use only, subject to the respect of the intellectual property rights mentioned.

Any other use by reproduction, modification, downloading, transmission or any other extraction process (including by webscraping, screenscraping or any other method) and duplication of the components of the Site by any process whatsoever (in particular by framing, caching), including any use for commercial or advertising purposes is subject to the prior written permission of OPEN CNP.

Except for the cases expressly mentioned in this article, any total or partial representation of the Site by any person (natural or legal) without the express authorization of OPEN CNP is prohibited and would constitute an infringement punishable by articles L.335-2 et seq. of the French Intellectual Property Code.

7. Referrals - Social networks - Hypertext links

The Website contains hypertext links to other websites. These links do not engage the responsibility of OPEN CNP with regard to the content of these various third party sites and messages exchanged on social networks.

OPEN CNP is not responsible for hyperlinks to the Site and other references to the Site made by third parties without its prior and express authorization.

No user of the Site may set up a hyperlink to this Site without the express prior written permission of OPEN CNP.

8. Modifications of the T&C

The T&C may be modified at any time, completely or in part, in particular in order to adapt them to changes in the Site and/or to any change in the applicable regulations. The user is therefore strongly advised to consult them regularly.

9. Applicable law - Jurisdiction

The present terms & conditions are subject to French law.

In the event of a dispute concerning the use of the Site, the User undertakes to contact OPEN CNP directly in order to attempt to resolve the dispute amicably.

The User is free, if necessary, to bring the matter before the competent court.

OPEN CNP September 2020 - All rights reserved.